Saturday, April 12, 2014

Florida Divorce: Am I Responsible for My Spouse's Student Loans?

For many people, student loan debt is one of the largest liabilities they incur in life.  If you pursue graduate education, this debt can potentially exceed the mortgage on your home.  Most people justify taking out student loans because they expect to receive a lifetime of enhanced earnings and opportunities.

As a general rule, Florida law provides that student loans incurred during the marriage are marital liabilities.  See Rogers v. Rogers, 12 So. 3d 288 (Fla. 2d DCA 2009); see also Smith v. Smith, 934 So. 2d 636 (Fla. 2d DCA 2006); Adams v. Cook, 969 So. 2d 1185 (Fla. 5th DCA 2007) (trial court erred by finding that wife's law school loans were non-marital); Banton v. Parker-Banton, 756 So. 2d 155 (Fla. 4th DCA 2000) (reversing equitable distribution scheme where court's treatment of student loans as marital or non-marital appeared arbitrary).

In other words, if you get a divorce, the court will presumptively find that student loans incurred during the marriage are marital, and each party will likely be responsible for one-half of any such loans (or, the loans will offset other assets and liabilities).

This allocation of debt strikes many people as inherently unfair.  The allocation would be justified if both parties were going to share in the enhanced earnings.  But, it is inequitable to impose such an enormous financial burden on a party who will receive no associated long-term benefit from the debt.

Imagine this scenario: two recent college graduates decide to get married.  The wife takes a job working full-time as a nurse and earning $60,000 annually, while the husband decides to attend medical school. After four years, they divorce. The wife now finds herself straddled with as much as $150,000 in student loan debt, which could consume a third of her income for the next decade.

Florida courts have held that, in the absence of specific findings supporting the unequal distribution of student loan debt, the liability must be equally distributed between the parties.  See, e.g., Rogers, 12 So. 3d at 291.  The fact that one party will not receive any benefit from the other party's education due to the divorce is not a factor to be considered when allocating liability for student loan debt.  Id.; see also Smith, 934 So. 2d at 641 (that one party will not receive any benefit of the other party's enhanced income after the dissolution is not a factor for allocating student loan debt).  Thus, absent some other justification for an unequal distribution, controlling case law forbids a trial court from awarding student loan debt incurred during the marriage solely to one party or the other.

The holding in Rogers essentially takes the single most compelling reason for an unequal distribution of the student loan debt (i.e., that the party who incurred the debt is going to take all the benefit and only half of the burden) and flushes it down the toilet.  My personal view is that Rogers was wrongly decided.  The Legislature should consider amending section 61.075, Florida Statutes, to account for the inequity presented by Rogers.

A majority of other states reject the notion that student loan debt should be divided equally.  The Connecticut Supreme Court dealt with a similar scenario in Simmons v. Simmons, 244 Conn. 158 (Conn. 1998).  In Simmons, the wife worked as a nurse and supported the family while the husband attended medical school.  In the third year of husband's surgical residency, he filed for divorce.  The wife asked for the value of his medical degree (valued at $3.1 million) to be allocated as a marital asset.  The Connecticut Supreme Court concurred with the vast majority of states and held that the value of the medical degree was not subject to equitable distribution because, among other reasons, the income from the medical degree was merely an expectancy, not a presently existing property right.  Id. at 168-69.  After considering the equities of the "working spouse/student spouse syndrome," however, the court allocated the medical student loan debt solely to the husband and awarded nominal alimony to the wife.  Id.

Similarly, in Tasker v. Tasker, 395 N.W.2d 100, 105 (Minn. App. 1986), the Minnesota Court of Appeals allocated student loan debt solely to the parent that incurred the debt, even though that spouse was unemployed.  But see Roberts v. Roberts, 670 N.E.2d 72 (Ind. Ct. App. 1996) (although husband's degree was not marital property, his student loan debt was still a marital obligation).

In some cases, student loans are used to provide support for the family while the student spouse is attending classes.  To the extent that the loans were used to pay marital living expenses, it is proper to treat the debt as marital and allocate it accordingly.  See, e.g., Forristall v. Forristall, 831 P.2d 1017 (Okla. Ct. App. 1992) (husband's student loans were marital because his medical education was a joint goal of the marriage and loan proceeds were used in part to support the family); McConathy v. McConathy, 632 So. 2d 1200, 1206-07 (La. Ct. App. 1994) (student loan debt was marital because it was incurred with the expectation that it would benefit the marriage, and part of loan proceeds were used to support the family); Hicks v. Hicks, 969 S.W.2d 840 (Mo. Ct. App. 1998) (husband ordered to pay one-half of wife's student loans, which were used to buy groceries, pay bills, and provide daycare while the wife was in school).

Perhaps Florida courts (or lawmakers) should look to how Colorado courts have allocated student loan debt.  See, e.g., In re Marriage of Speirs, 956 P.2d 622 (Colo. Ct. App. 1997).  In Speirs, the Colorado Supreme Court recognized that:
a spouse's pursuit of higher education during marriage represents a common goal of both parties to increase their economic standing. Both marital partners may expect to share in the rewards of such education, and it is not unusual for one spouse to assist the other in the accomplishment of that goal by providing a level of financial support as well as assuming responsibility for the tasks of everyday life. It is also a common reality that student loans are obtained not only to finance tuition costs, but also to provide for the general support of the family while the spouse attends school.
See 956 P.2d at 624.  Based on the foregoing, the Speirs court held that student loans should be treated as marital liabilities, but explained that:
treating student loans contracted during marriage as marital debts in no way forecloses the trial court's ability to award such debts to the spouse actually incurring them. Rather, removing such debts from the class of separate liabilities enhances the trial court's ability to enter the most equitable distribution of the marital estate based upon all of the circumstances affecting the parties' situation at the time of dissolution.
Id.  In Speirs, the trial court found that the student loans were marital.  Id. at 625.  The trial court allocated solely to the wife the portion of her student loans that were used to pay wife's law school tuition.  Id.  And, the trial court allocated equally to both parties the portion of wife's student loans that were used to pay marital expenses.  Id.  Both parties appealed, with the wife arguing that the entire loan obligation should have been marital and the husband arguing that none of the liability for her student loans should have been allocated to him.  Id.  The Colorado Supreme Court rejected the contentions of both parties and affirmed the trial court's equitable distribution of the wife's student loans.  Id.

In Florida trial courts, parties and family law attorneys must recognize that Rogers and Smith continue to govern equitable distribution of student loan debt incurred during the marriage.

In Florida, as in almost all other states, professional degrees and licenses are not assets that are subject to equitable distribution.  See, e.g., Joachim v. Joachim, 942 So. 2d 3 (Fla. 5th DCA 2006) (holding that a professional educations and licenses are not assets subject to equitable distribution). But, ironically, the debt used to acquire these non-marital assets is marital.

Rogers and Smith both reject any notion that trial courts can or should effectuate an unequal distribution of student loan debt based on the fact that one spouse will gain substantially all of the benefit of a non-marital asset, namely that spouse's enhanced education and income potential.  This creates a somewhat unique problem because debt usually follows the asset for which it was incurred.

When distributing assets and liabilities, court are supposed to be able to consider any "factors necessary to do equity and justice between the parties." See Fla. Stat. § 61.075(j).  Rogers and Smith thus appear to conflict with section 61.075(j), Florida Statutes.  If trial courts cannot allocate debt based on which party stands to benefit from the debt, perhaps an unequal distribution might be justified under one of the following bases:
(b) The economic circumstances of the parties.
(c) The duration of the marriage.
(e) The contribution of one spouse to the personal career or educational opportunity of the other spouse.
(g) The contribution of each spouse to the acquisition, enhancement, and production of income or the improvement of, or the incurring of liabilities to, both the marital assets and the nonmarital assets of the parties.
See Fla. Stat. § 61.075.

Alternatively, parties may look to an alimony award to fight this inequity.  In some instances, courts are authorized to use lump sum alimony to "balance inequities resulting from property disposition in the final judgment." See Banton, 756 So. 2d at 156.  For a lump sum alimony award, however, the spouse's ability to pay cannot not be based on earnings to be accumulated in the future. See, e.g., Hughes v. Hughes, 438 So. 2d 146 (Fla. 3d DCA 1983).  One potential alternative solution for working spouse/student spouse dilemma might be to award nominal alimony until the "student" obtains his or her professional degree or license.

Regardless of how it is accomplished, our lawmakers or courts should find some solution to the problem of saddling one spouse with the other's student loan debt, especially in connection with a short-term marriage.

If you have questions about your rights in a divorce or family law matter, please contact an experienced Tampa family law attorney.

By Richard J. Mockler

493 comments:

  1. Interesting that Florida considers these community property. Nevada Judges will often assign it to the party who received the differences in education are then factored into spousal support.

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  4. I hadn't thought about dealing with this. There really are a lot of things to think about when you are going through a divorce. I would assume that you don't have to worry about the loans if they accumulated before you were married. http://backuslawgroup.com/

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  6. I have a friend who just recently has become divorced. She was nervous that she would be accountable for her ex's student loans. She learned that it would be his responsibility. If her ex tries to have her pay for the bills. She is to report it to the lawyer and let them know. It is her husbands responsibility to pay for his bills. http://www.adoptionattorneyyork.com/Family-Law-Divorce-Attorney-York-PA.html

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  9. I'm divorcing a physician, I'm an at home parent for 5 years. She makes $500k a year, I make $0. She's wanting to stick me with 1/2 of $137k student loan debt. She's literally going to ruin her children's father the way she's handling this divorce.

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  11. You would not be responsible for your spouses student loans if you get a divorce. It is not your responsibility to pay for their debt. It would be their responsibility to pay for the student loans. There are some people that I know that have student loans and got divorce from their spouse. They were told that who ever had the debt it is their responsibility to pay for it. http://www.sarasotafamilylawyer.net/contested_divorce.html

    ReplyDelete
  12. I would assume that you cannot be held responsible for something you had no part it. It would be a good idea to get the help of a divorce lawyer for this issue. You wouldn't want to be stuck paying for something that you didn't help out with. If you did help them our with their loans, then that is a whole other bag of issues. http://divorcelawyerwestbend.com/divorceseparation/1414826

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  42. Good day Audience,

    I am Carolyn V. Metnick , from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan form the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

    ReplyDelete
  43. Hello,
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    ReplyDelete
  44. Good day Audience,

    I am Carolyn V. Metnick , from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan form the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

    ReplyDelete
  45. Hello Everybody,

    TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE BROKE LIFE OF MY FAMILY

    My name is Lynn Sato. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Broke Life and that of my family, i will refer any person that is looking for loan to Them.
    They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company.
    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Lynn referred you to them.

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    ReplyDelete


  46. Here is my story,

    I am Miss Alex Michelle from United State, i want to testify of how i got back my husband after breakup, my husband and i have been together for 6years, We both love our selves very much, recently he started accusing me that i am cheating on her, i did all i could to make him understand that i was not cheating but all went to no avail and it eventually led to break up, i was emotionally devastated and frustrated because i loved him so much until, i saw a post on a love forum about a spell caster who helps people to re-unite broken relationships and marriages, at first i doubted it but decided to give it a try, when i contacted the spell caster via email, (droyekpenspelltemple@outlook.com)**he helped me cast a re-union spell and my husband came back to me within 72hours apologizing.
    in fat i am the most happiest woman on earth.
    Contact this great spell caster today for your relationship or marriage problems via email: droyekpenspelltemple@outlook.com.

    Thanks,
    Good luck...

    ReplyDelete
  47. Hello
    Do you need a loan to meet your financial needs,secured or unsecured loan,we offer at low rate of 3%,our loan service is faster than any other,we are well registered and located.apply now at:andyfishservice@gmail.com

    ReplyDelete
  48. After being in relationship with Wilson for seven years,he broke up with me, I did everything possible to bring him back but all was in vain, I wanted him back so much because of the love I have for him, I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should contact a spell caster that could help me cast a spell to bring him back but I am the type that don't believed in spell, I had no choice than to try it, I meant a spell caster called dr clement and I email him, and he told me there was no problem that everything will be okay before three days, that my ex will return to me before three days, he cast a powerful spell on my ex and surprisingly in the second day, it was around 4pm, My ex called me, surprisingly, I answered the call and all he said was that he was so sorry for everything that happened, that he wanted me back to him, that he loves me so much. I was so happy and went to him, that was how we started living together happily again. Since then, I have made promise that anybody that has a relationship problem, he we be a help to such person by referring him or her to the only real and powerful spell caster who helped me with my own problem and who is different from all the fake ones out there. Anybody could need the help of the spell caster, his email:drakugbespellhome@gmail.com you can email him if you need his assistance in your relationship or any kind of problem, thank you once again dr for bring my husband back to me .I can never stop talking about you sir you can email him for your own help his email is drakugbespellhome@gmail.com

    ReplyDelete
  49. I'm Ellen Kullman by name. I live in NEW YORK,i want to use this medium to alert all loan seekers to be very careful because there are scam everywhere.Three weeks ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mrs Juliet Johnson FROM TEXAS(USA) who lend me an unsecured loan of $100,000 under 48hours without any stress. If you are in need of any kind of loan just contact her now via: mrsjulietinvestmentlimited404@hotmail.com
    ???,I'm using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don't wish my love once to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mrs Juliet Johnson, i pray that God should give him long life, Email him right away and get your loan now via email: mrsjulietinvestmentlimited404@hotmail.com

    ReplyDelete
  50. Are you a business man or woman? Are you in financial mess or do you need funds to start your own business? Need a loan to pay off their debts or pay your bills or start a nice business? Do you have a low credit score and you will find it difficult to get loans from banks / other financial institutions? You need a loan or funding for any reason such as: E-mail: ptlenders@yahoo.com

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    ReplyDelete
  51. How I Got My Loan Today


    Hello everyone,

    I am Matt Sato Corkerin by name, am writing this Testimony because am really grateful for what FIDELITY BANK did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { fidelitybankloanoffer4@gmail.com} and be free of internet scams. thanks… Matt Sato Corkerin from California, USA.

    E_mail: fidelitybankloanoffer4@gmail.com

    E_mail: mikekenfundsoffer@hotmail.com

    web: www.:quickloanhelp.webs.com

    ReplyDelete
  52. I had always managed to stay friendly after our divorce with the father of my 2 kids, in FEBRUARY THIS YEAR. I always wanted to get back together with him, and he was never sure, because the Love was not there anymore. So I thought it was about time I MAKE him sure! visited a forum about a spell caster website this month September 22, because my dream was to start a new year with my husband, and live happily with him.. This spell caster requested for some details which i send to him , And this powerful spell caster began to work his magic, after some time i get an email from him telling me before my husband can come back to me i need to buy some items i told the spell caster there is no problem about that of cause which i send him the money for the items on the 25TH OF SEPTEMBER 2015, my husband called me for us to be together again, and he was remorseful for all his wrong deeds.the spell work just according how Dr Osauyi told me : My “husband” is back and we are making preparations on how to go to court and withdraw our divorce papers ASAP. This is nothing but short of a miracle. Thank you GREAT DR OSAUYI for your powerful spells. Words are not enough. you can contact the great man on OSAUYILOVESPELL@GMAIL.COM OR OSAUYILOVESPELL@OUTLOOK.COM OR you can also call for help on +2347064294395

    ReplyDelete
  53. I had always managed to stay friendly after our divorce with the father of my 2 kids, in FEBRUARY THIS YEAR. I always wanted to get back together with him, and he was never sure, because the Love was not there anymore. So I thought it was about time I MAKE him sure! visited a forum about a spell caster website this month September 22, because my dream was to start a new year with my husband, and live happily with him.. This spell caster requested for some details which i send to him , And this powerful spell caster began to work his magic, after some time i get an email from him telling me before my husband can come back to me i need to buy some items i told the spell caster there is no problem about that of cause which i send him the money for the items on the 25TH OF SEPTEMBER 2015, my husband called me for us to be together again, and he was remorseful for all his wrong deeds.the spell work just according how Dr Osauyi told me : My “husband” is back and we are making preparations on how to go to court and withdraw our divorce papers ASAP. This is nothing but short of a miracle. Thank you GREAT DR OSAUYI for your powerful spells. Words are not enough. you can contact the great man on OSAUYILOVESPELL@GMAIL.COM OR OSAUYILOVESPELL@OUTLOOK.COM OR you can also call for help on +2347064294395

    ReplyDelete
  54. Hello,

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    ReplyDelete

  55. (MUST READ: HOW I SAVE MY RELATIONSHIP)

    Hello everyone i just want to share a testimony on how Dr Kala was able to bring my love boyfriend back to me after 2months of separation. My boyfriend was very faithful and nice to me, not until he finally met with another girl who was enticing him with some fake love, and had enchantment on my boyfriend, after some time we started having quarrels for little cases, and at the first time he threatened me that he was going to separate from me, to me i never believed it not until it happened,after my boyfriend park out of the house and never call me or answer my call or reply my text, i became so curious and desperate to have him back at all cost, i tried all mean i could but all fell apart for me, but i try to seek for help in relationship blog and i went in search on the internet on how to get Ex Back, it was there i saw many testimonies of how Dr Kala has helped people with relationship problem, immediately i message Dr Kala on his email (kalalovespell@gmail.com) and i told him everything concerning my relationship he told me not to worry and gave me instructions on what he is to do to bring my partner back to me and all he wanted was for me to have faith in him, really i tried to believe him as he was my last hope, so after everything done by Dr Kala my boyfriend returned to me after 2days and beg me forgiveness, i can just tell how it happened but i am so amaze by his work, friend out there if you need any help for your marriage or relationship you can kindly email Dr Kala on, KALALOVESPELL@GMAIL.COM or call and whatsapp him +2347051705853

    ReplyDelete
  56. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  57. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  58. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  59. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  60. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  61. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  62. What else can i say rather than to thank Doctor Okpamen who God used to reunite my marriage. Each day of my life, i ask God to bless Dr. Okpamen for he has made my life complete by bringing back my husband to me and for this reason, i made a vow to my self that i will testify on the internet to let the world know that Dr. Okpamen is a God on Earth. My husband and i had a fight for three days which led to our divorce. On this faithful day, i came across a testimony of how Dr. Okpamen helped a lady in getting back her lover. So, i contacted him and explained to him and he told me that my days of sorrows are over that my husband will come back to me within 12 to 16 hours. Could you believe it, my husband came home begging that he needs me back. Do you need any kind of help? Contact him now via email: Doctorokpamenspelltemple@hotmail.com or Website: http://doctorokpamenpowerfulspelltemple.webs.com or you can call me for more info on +1 785-219-4717 Becky Nolan.

    ReplyDelete
  63. Do you need a loan to pay off your bill or in need of financial help with a loan you can contact us now for a loan if you are serious in getting it surely we will help you out okay @austinekingsloanfirm@gmail.com

    ReplyDelete
  64. My name is Sandra Jason From USA I want to say I am the happiest person on earth today because My five years run away lover came back to me on his knees with tears on his eye begging me to forgive him and accept him back, DR AKERECO a great Spell caster made this possible with the help of a spell. i saw his email drakerecospellcaster@gmail.com on the internet where a girl post on how DR AKERECO helped her so i decided to contact him and he told me that everything will be fine and now i am happy because DR AKERECO is a man of his word because everything went well as he promised me. Are you have misunderstanding with your lover, You need lottery spell, pregnant spell, or is your lover seeing someone else? what is your problem that you wish to solve? contact DR AKERECO his website is drakerecospellcaster.webs.com today drakerecospellcaster@gmail.com and everything will be fine

    ReplyDelete
  65. How I Got My Loan Today!!!


    Hello everyone,

    I am Matt Sato Corkerin by name, am writing this Testimony because am really grateful for what FIDELITY BANK did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { fidelitybankloanoffer4@gmail.com} and be free of internet scams. thanks… Matt Sato Corkerin from California, USA.

    E_mail: fidelitybankloanoffer4@gmail.com

    E_mail: mikekenfundsoffer@hotmail.com

    web: www.:quickloanhelp.webs.com

    ReplyDelete
  66. do You have all kinds of financial trouble?do you Need a loan to pay off debts? are you in a financial crisis? trust us to treat all types of loans, see below. We are registered and authorized company to issue a loan at 2%, with a minimum duration of 6 months and a maximum duration of 30 years.
    We give loans to a minimum in 2000 to a maximum of 50 million.
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    with God all things are possible

    ReplyDelete
  67. My name is Stella Paul am from USA, After so four years of marriage with my husband, he changed suddenly and started behaving strange. He would come up with excuses of not staying at home all the time. He stopped Performing his duties as a good husband which he used to be before. I then started catching him with different women several times but every time he would say that he love me. But i cannot stop thinking about him because he is my husband and i love him so dearly and i really needed him so i decided to go online and i saw so many good talk about this spell caster called Dr Agbebo and i contact him and explained all my problems to him. He told me never to get worried that he will help me bring back my husband and he cast a love spell for me and after two days, my husband was his old self again and he came back to me and started apologizing and i forgave him and we moved on together and he was more open to me than before and he started spending more time with me. Ever since Dr. Agbebo helped me, my husband is very stable, faithful and closer to me than before. You can also contact this spell caster and get your relationship or marriage stronger and any kind of problem you can think of. contact him on his email on Dragbebosolutionhome@hotmail.com and he will help you. thank you Dr agbebo.

    ReplyDelete

  68. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40 years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete

  69. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40 years of age..I am married,with three kids I want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never wih success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans andschedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you should worry no more because,i have brought you good news,and the only lender you can trust,just contact him now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
    Replies
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  70. I want the world to know a great man that is well known as Dr Miracle,he has the perfect solution to relationship issues and marriage problems. The main reason why i went to Dr Miracle was for solution on how i can get my husband back because in recent times i have read some testimonies on the internet which some people has written about Dr Miracle and i was so pleased and i decided to seek for assistance from him on his email (MIRACLESPELLHOME@YAHOO.COM) which he did a perfect job by casting a spell on my husband which made him to come back to me and beg for forgiveness.I will not stop publishing his name on the net because of the good work he is doing. I will drop his contact for the usefulness of those that needs his help.His Email Dr miracles"CONTACT via EMAIL:MIRACLESPELLHOME@YAHOO.COM You can contact him today and get your problem solved.Call +2348071398555.." or you can also contact him through his website http://miraclespellhome.wix.com/dr-miracles

    ReplyDelete
  71. I want the world to know a great man that is well known as Dr Miracle,he has the perfect solution to relationship issues and marriage problems. The main reason why i went to Dr Miracle was for solution on how i can get my husband back because in recent times i have read some testimonies on the internet which some people has written about Dr Miracle and i was so pleased and i decided to seek for assistance from him on his email (MIRACLESPELLHOME@YAHOO.COM) which he did a perfect job by casting a spell on my husband which made him to come back to me and beg for forgiveness.I will not stop publishing his name on the net because of the good work he is doing. I will drop his contact for the usefulness of those that needs his help.His Email Dr miracles"CONTACT via EMAIL:MIRACLESPELLHOME@YAHOO.COM You can contact him today and get your problem solved.Call +2348071398555.." or you can also contact him through his website http://miraclespellhome.wix.com/dr-miracles

    ReplyDelete
  72. How I Got My Loan Today!!!


    Hello everyone,

    I am Matt Sato Corkerin by name, am writing this Testimony because am really grateful for what FIDELITY BANK did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { fidelitybankloanoffer4@gmail.com} and be free of internet scams. thanks… Matt Sato Corkerin from California, USA.

    E_mail: fidelitybankloanoffer4@gmail.com

    E_mail: mikekenfundsoffer@hotmail.com

    web: www.:quickloanhelp.webs.com

    ReplyDelete
  73. How to get your ex husband back
    My name is Jessica Ruiz from Florida I have to give this miraculous testimony, which is so unbelievable until now. I had a problem with my Ex husband 2years ago, which lead to our break up. when he broke up with me, I was not my self again, i felt so empty inside me, my love and financial situation became worst, until a close friend of mine Lucy told me about a spell caster who helped her in the same problem too his name is Dr Shiva at hinduspelltemple@yahoo.com . I email Dr Shiva the spell caster and i told him my problem and i did what he asked of me, to cut the long story short. Before i knew what was happening my husband gave me a call and told me that he was coming back to me in just 2days and was so happy to have him back to me. We have two kids together and we are happy with ourselves. Thanks to Dr Shiva hinduspelltemple@yahoo.com for saving my relationship and for also saving others own too. continue your good work, If you are interested to contact him and testify this blessings like me, the great spell caster email address is hinduspelltemple@yahoo.com you are the best among all the spell caster online I hope you see my testimonies and also pray for my family too
    Or Check Out His Web site at http://hinduspelltemple.wix.com/hinduspelltemple

    ReplyDelete
  74. Hello Everybody,

    TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE LIFE OF MY FAMILY

    My name is Lynn Deborah. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.
    They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company.

    i am very happy i got loan from Ghana Republic.
    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Lynn referred you to them.

    contact via E_mail: pertrinaloan@yahoo.com
    Web: www.rodneyloanfinance.wix.com/firm

    ReplyDelete
  75. Hi, I'm Emily Logan from UK and my ex boyfriend broke up with me about 8 weeks now. We’ve been together for 5 years. We had so many issues during in our relationship. We got engaged and eventually he changed his mind not to get married soon and told me he doesn’t want kids.It broke my heart. He also told me that culture differences is another problem between us. When we broke up I beg many times. He told he doesn’t want to go back in to our relationship and he wants us to move on. I stayed another 2 weeks with him while I am looking for a new place. we had sex a couple times. He told me he just want us stay as friends. When I moved out, he didn’t text or call but when we see each other we are fine talking like a friend. Is there anyway that i can win him back? that was the question i asked myself on a good day i don't know what make me go to intent while i see a lot of people Dr Akereco have help will i was move and i contacted him drakerecospellcaster@gmail.com and he cast a spell for me the second day my ex-boyfriend call me to he boosted a cry ask me to forgive him witch i did now we got married and happy right now.I want to tell everyone that has some problem or any kind of problem you find yourself now do contact Dr Akereco for quick help again his email address is drakerecospellcaster@gmail.com Please get to know him and ask for his help

    ReplyDelete
    Replies
    1. FINANCIAL EMPOWERMENT AVAILABLE NOW, APPLY FOR LOAN WITH 2% INTEREST RATE

      Are you going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business,or you are finding it hard to obtain capital loan from local banks,contact us today for 2% interest rate via Email address: ( richardbrownservices34@gmail.com ) do not let these opportunity pass you by. Please these is for serious minded People,fill the form below and get back to us.

      LOAN APPLICATION FORM
      Name :
      Address :
      Country :
      Occupation :
      Loan Amount Needed :
      Purpose of loan :
      Monthly Income :
      Phone Number :
      LOAN DURATION :
      SCAN COPY OF YOUR ID :

      Kindly get back to us through our e-mail_ ( richardbrownservices34@gmail.com )

      (Regards)
      CEO/Mr. Richard Brown.
      DIRECTOR/ CEO: Mr. Richard Brown.
      ==============================

      Delete
  76. Hi, I'm Emily Logan from UK and my ex boyfriend broke up with me about 8 weeks now. We’ve been together for 5 years. We had so many issues during in our relationship. We got engaged and eventually he changed his mind not to get married soon and told me he doesn’t want kids.It broke my heart. He also told me that culture differences is another problem between us. When we broke up I beg many times. He told he doesn’t want to go back in to our relationship and he wants us to move on. I stayed another 2 weeks with him while I am looking for a new place. we had sex a couple times. He told me he just want us stay as friends. When I moved out, he didn’t text or call but when we see each other we are fine talking like a friend. Is there anyway that i can win him back? that was the question i asked myself on a good day i don't know what make me go to intent while i see a lot of people Dr Akereco have help will i was move and i contacted him drakerecospellcaster@gmail.com and he cast a spell for me the second day my ex-boyfriend call me to he boosted a cry ask me to forgive him witch i did now we got married and happy right now.I want to tell everyone that has some problem or any kind of problem you find yourself now do contact Dr Akereco for quick help again his email address is drakerecospellcaster@gmail.com Please get to know him and ask for his help

    ReplyDelete
  77. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE LOAN COMPANY (L.V.L.C)

    Hello friends!!! My name is Jeff Chandler. i want to testify of the good Loan Lender who showed light to me after been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 4,560,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called Lynn Vannessa Loan Company and email (lynnvannessaloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $60,000.00 Dollars by this great Company (Lynn Vannessa Loan Company} managed by Mrs Lynn Vannessa a God fearing woman and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: lynnvannessaloancompany@yahoo.com she is kind hearten.

    i remain Jeff Chandler............

    ReplyDelete
  78. casssandra wesley: If the hacker don comot on am Notin I fit do again ooh
    casssandra wesley: He is on it as we speak
    casssandra wesley: If u don give aam out u tell me. Make I no waste my resources and energy

    ReplyDelete
  79. Hi, I'm Emily Logan from UK and my ex boyfriend broke up with me about 8 weeks now. We’ve been together for 5 years. We had so many issues during in our relationship. We got engaged and eventually he changed his mind not to get married soon and told me he doesn’t want kids.It broke my heart. He also told me that culture differences is another problem between us. When we broke up I beg many times. He told he doesn’t want to go back in to our relationship and he wants us to move on. I stayed another 2 weeks with him while I am looking for a new place. we had sex a couple times. He told me he just want us stay as friends. When I moved out, he didn’t text or call but when we see each other we are fine talking like a friend. Is there anyway that i can win him back? that was the question i asked myself on a good day i don't know what make me go to intent while i see a lot of people Dr Akereco have help will i was move and i contacted him drakerecospellcaster@gmail.com and His Legit site is http://drakerecospellcaster.webs.com
    he cast a spell for me the second day my ex-boyfriend call me to he boosted a cry ask me to forgive him witch i did now we got married and happy right now.I want to tell everyone that has some problem or any kind of problem you find yourself now do contact Dr Akereco for quick help again his email address is drakerecospellcaster@gmail.com Please get to know him and ask for his help

    ReplyDelete
  80. My name is Andre's ,Am from Spain i live in USA,i never believe there will ever be a solution to my relationship problem with my lover. my lover called Randy West threw me out of his house and brought in another lady who he now feels the only best for him. until one day i receive a phone call from a friend in the city that my man is going out on a date with another woman in town, i told her i am also surprise too, because since Randy West has left me he hardly think nor call me. so after some few days my friend called Alice called me and told me that she has found a man that is very powerful, and he is a great herbalist from Africa, truly we all knows that Africans are blessed with so much herbal powers which they use to help much people, so he told me that the man name is Dr Erigo that she will forward his email address for me so that i can contact him for help, so truly she sent me Dr Erigo email address and i contacted him that faithful day. he mailed me after a while that my man will be back to me if only i believe on his work,so after 48hours i receive a phone call from Randy West, and he started begging that i should please forgive him against all he had done to me.. he begged me of breaking my heart and letting the other lady a new heart. he promise me never to let go. now i and Randy West are now planning to get married as soon as possible. we are brought back with the great powerful love spell and blinded with Dr Erigo spell, we are happy and glad. contact Dr Erigo on this Email address Erigospellcaster@gmail.com for solution to your any kind of problem you have.

    ReplyDelete
  81. This is to Inform the General public that Danielle Daniel Is currently giving out Xmas loan to Customers at a low interest of 2%. If Interested, go ahead and contact Her on danielledaniels_us.net@hotmail.com


    Fill and return this loan application form asap if interested
    Your Full Name:
    Country:
    Sex:
    Age:
    Telephone:
    Amount Needed:
    Occupation:
    Address
    Date of birth (yyyy-mm-dd)
    Marital status:
    Next Of Kin:
    Monthly Income:
    Loan Duration:
    Have you applied for a Loan Before:

    NOTE:
    This loan firm is based in United States of America and is from a Real source, So this is for serious Loan seekers that are ready to utilize the loan amount and pay back at the agreed period of time.
    THANKS

    ReplyDelete
  82. FINANCIAL EMPOWERMENT AVAILABLE NOW, APPLY FOR LOAN WITH 2% INTEREST RATE

    Are you going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business,or you are finding it hard to obtain capital loan from local banks,contact us today for 2% interest rate via Email address: ( richardbrownservices34@gmail.com ) do not let these opportunity pass you by. Please these is for serious minded People,fill the form below and get back to us.

    LOAN APPLICATION FORM
    Name :
    Address :
    Country :
    Occupation :
    Loan Amount Needed :
    Purpose of loan :
    Monthly Income :
    Phone Number :
    LOAN DURATION :
    SCAN COPY OF YOUR ID :

    Kindly get back to us through our e-mail_ ( richardbrownservices34@gmail.com )

    (Regards)
    CEO/Mr. Richard Brown.
    DIRECTOR/ CEO: Mr. Richard Brown.
    ==============================

    ReplyDelete
  83. Hi, I'm Emily Logan from UK and my ex boyfriend broke up with me about 8 weeks now. We’ve been together for 5 years. We had so many issues during in our relationship. We got engaged and eventually he changed his mind not to get married soon and told me he doesn’t want kids.It broke my heart. He also told me that culture differences is another problem between us. When we broke up I beg many times. He told he doesn’t want to go back in to our relationship and he wants us to move on. I stayed another 2 weeks with him while I am looking for a new place. we had sex a couple times. He told me he just want us stay as friends. When I moved out, he didn’t text or call but when we see each other we are fine talking like a friend. Is there anyway that i can win him back? that was the question i asked myself on a good day i don't know what make me go to intent while i see a lot of people Dr Akereco have help will i was move and i contacted him drakerecospellcaster@gmail.com and His Legit site is http://drakerecospellcaster.webs.com
    he cast a spell for me the second day my ex-boyfriend call me to he boosted a cry ask me to forgive him witch i did now we got married and happy right now.I want to tell everyone that has some problem or any kind of problem you find yourself now do contact Dr Akereco for quick help again his email address is drakerecospellcaster@gmail.com Please get to know him and ask for his help

    ReplyDelete
  84. Hello everyone my name is Anna Barger,am here to testify how i was scammed. I was in need of a loan,and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.One day a friend of mine introduce me to miss monica.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email (missmonicahouseofloan@gmail.com).He told me he will offer me the loan that i only need to be comply with them.I did as he told me and without any delay,i received my loan as he earlier promise.Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet miss monica through his email (missmonicahouseofloan@gmail.com) .He is a registered reliable loan lender.

    ReplyDelete


  85. My marriage is experiencing a tremendous transformation ,On behalf of my husband am very grateful to Dr Moon for practically ling saving our marriage.What makes doctormoontemple778@gmail.com different from other spell caster is that it is very simple and practicable to even a layman can understand thank you very much for your help am so happy i came across your email thank you very much doctormoontemple778@gmail.com

    ReplyDelete
  86. I am Maria David from Spain When I eventually found testimonies about this spell caster DR OJEKERE how he helped many people to get their lovers and broken homes back,I read on how help some get pregnant, Lottery, even heal any type of disease i contacted him through his email address greatestlovespelltemple@gmail.com because my boyfriend whom i really love with all my heart and also love me too, but suddenly change and turned his back on me and hated me with passion I was absolutely desperate to get my boyfriend back. Life without my boyfriend was a real mess for me and my parent I wanted a dramatic change and I thought magic could be the solution. After discussing the resolution with DR OJEKERE, he gave me hope that he will restore my relationship back because he already engaged me. I felt confident that he will actually make my boyfriend to return home and he did! It’s fantastic what this great spell caster have done for me, his help is priceless! I don't know what I would have done without DR OJEKERE. did his job so well he is organized and highly functional, i believe he is the best spell caster i can count on when it comes to all kinds of spell, I was floored that his spells worked, if you need help, contact he via email:Again his email address is greatestlovespelltemple@gmail.com I assure you things will turn around for you

    ReplyDelete
  87. I am Maria David from Spain When I eventually found testimonies about this spell caster DR OJEKERE how he helped many people to get their lovers and broken homes back,I read on how help some get pregnant, Lottery, even heal any type of disease i contacted him through his email address greatestlovespelltemple@gmail.com because my boyfriend whom i really love with all my heart and also love me too, but suddenly change and turned his back on me and hated me with passion I was absolutely desperate to get my boyfriend back. Life without my boyfriend was a real mess for me and my parent I wanted a dramatic change and I thought magic could be the solution. After discussing the resolution with DR OJEKERE, he gave me hope that he will restore my relationship back because he already engaged me. I felt confident that he will actually make my boyfriend to return home and he did! It’s fantastic what this great spell caster have done for me, his help is priceless! I don't know what I would have done without DR OJEKERE. did his job so well he is organized and highly functional, i believe he is the best spell caster i can count on when it comes to all kinds of spell, I was floored that his spells worked, if you need help, contact he via email:Again his email address is greatestlovespelltemple@gmail.com

    ReplyDelete
  88. Hi, I'm Emily Logan from UK and my ex boyfriend broke up with me about 8 weeks now. We’ve been together for 5 years. We had so many issues during in our relationship. We got engaged and eventually he changed his mind not to get married soon and told me he doesn’t want kids.It broke my heart. He also told me that culture differences is another problem between us. When we broke up I beg many times. He told he doesn’t want to go back in to our relationship and he wants us to move on. I stayed another 2 weeks with him while I am looking for a new place. we had sex a couple times. He told me he just want us stay as friends. When I moved out, he didn’t text or call but when we see each other we are fine talking like a friend. Is there anyway that i can win him back? that was the question i asked myself on a good day i don't know what make me go to intent while i see a lot of people Dr Akereco have help will i was move and i contacted him drakerecospellcaster@gmail.com and His Legit site is http://drakerecospellcaster.webs.com
    he cast a spell for me the second day my ex-boyfriend call me to he boosted a cry ask me to forgive him witch i did now we got married and happy right now.I want to tell everyone that has some problem or any kind of problem you find yourself now do contact Dr Akereco for quick help again his email address is drakerecospellcaster@gmail.com Please get to know him and ask for his help

    ReplyDelete
  89. Hello friends!!! My name is Marissa Mayer,from Ohio USA. i want to testify of the good Loan Lender who showed light to me after been scammed by Fake Internet lenders, they all promise to give me a mortgage after making me pay a lot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 5,650 US D. One day as i was browsing through the internet looking frustrated when i came across a testimony of a woman woman who was also scammed and eventually got linked to a legit mortgage company called Bernard Investment Limited Loan Company and email (Bernardinvestmentlimited@hotmail.com ) where she finally got her mortgage, so i decided to contact the same loan company and then told them my story on how i have been scammed by Fake lenders who did nothing but to caused me more pain. I Explain to the company by mail and all they told me was to cry no more because i will get my mortgage in their company and also i have made the right choice of contacting them.filled the mortgage application form and proceeded with all that was requested of me and to my shock I was given mortgage amount of 100,000.00 US D by this great Company (Bernard Investment Limited} managed by Aliton Bernard Jones a God fearing Man, and here i am today happy because this company has given me a mortgage so made a promise to my self that i will keep testifying on the internet on how i got my mortgage. Do you need a mortgage urgently? kindly and quickly contact This great company now for your own Mortage via (Email:bernardinvestmentlimited@hotmail.com) am happy today cause he has put a smile on my face i pray God Rewards his good works.....................

    ReplyDelete
  90. Hello friends!!! My name is Marissa Mayer,from Ohio USA. i want to testify of the good Loan Lender who showed light to me after been scammed by Fake Internet lenders, they all promise to give me a mortgage after making me pay a lot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 5,650 US D. One day as i was browsing through the internet looking frustrated when i came across a testimony of a woman woman who was also scammed and eventually got linked to a legit mortgage company called Bernard Investment Limited Loan Company and email (Bernardinvestmentlimited@hotmail.com ) where she finally got her mortgage, so i decided to contact the same loan company and then told them my story on how i have been scammed by Fake lenders who did nothing but to caused me more pain. I Explain to the company by mail and all they told me was to cry no more because i will get my mortgage in their company and also i have made the right choice of contacting them.filled the mortgage application form and proceeded with all that was requested of me and to my shock I was given mortgage amount of 100,000.00 US D by this great Company (Bernard Investment Limited} managed by Aliton Bernard Jones a God fearing Man, and here i am today happy because this company has given me a mortgage so made a promise to my self that i will keep testifying on the internet on how i got my mortgage. Do you need a mortgage urgently? kindly and quickly contact This great company now for your own Mortage via (Email:bernardinvestmentlimited@hotmail.com) am happy today cause he has put a smile on my face i pray God Rewards his good works.....................

    ReplyDelete
  91. This is to Inform the General public that Danielle Daniel Is currently giving out Xmas loan to Customers at a low interest of 2%. If Interested, go ahead and contact Her on danielledaniels_us.net@hotmail.com


    Fill and return this loan application form asap if interested
    Your Full Name:
    Country:
    Sex:
    Age:
    Telephone:
    Amount Needed:
    Occupation:
    Address
    Date of birth (yyyy-mm-dd)
    Marital status:
    Next Of Kin:
    Monthly Income:
    Loan Duration:
    Have you applied for a Loan Before:

    NOTE:
    This loan firm is based in United States of America and is from a Real source, So this is for serious Loan seekers that are ready to utilize the loan amount and pay back at the agreed period of time.
    THANKS

    ReplyDelete
  92. X-MAS X-MAS LOANS

    Hello Everybody, here comes an Affordable Xmas loan Offer that will change your life forever, TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE BROKE LIFE OF MY FAMILY My name is Mrs Clency Dexter. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Broke Life and that of my family, i will refer any person that is looking for loan to Them. They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Clency referred you to them. contact via E_mail: rathancharodloancompany@gmail.com

    X-MAS X-MAS LOANS

    ReplyDelete
  93. I'm Martha From USA What a wonderful and a straight forward spell caster that has brought back joy and happiness into my life after i saw a post on how he helped so many people even a lady from London,i decided to contact him ogumenspelltemple@gmail.com for help when i told this God sent man DR OGUMEN, on how my lover left me for 4 years without calling nor texting me,When i shared this my sad experience with DR OGUMEN, he said everything would be okay within 2 days i was like am i sure what this man is saying is real,So i decided to give a try and he even surprised me the most at first i was also thinking he was a scam i taught he was like other spell caster who come online to add pain to peoples pain not knowing there feelings but to make money,But this great man DR OGUMEN, is never like that his own is for good and make people to be happy with the one they love,Am just so happy,in 2 days time got a call from a man who has left me for 4 years saying he his sorry and that he wants me back to his life i was so happy,He invited me for a dinner which i meant him there and we both talked and he said he wants to prove that he would never leave me for any other lady again he engaged me and also make me had access to all his account am so happy. All thanks goes to this great man DR OGUMEN a man who has brought back joy to my life,Please friends that needs help i would advice and swear that DR OGUMEN,is the right man and not those fake ones who are online to make money and not to help here is DR OGUMEN, private email: ogumenspelltemple@gmail.com

    ReplyDelete
  94. I'm Martha From USA What a wonderful and a straight forward spell caster that has brought back joy and happiness into my life after i saw a post on how he helped so many people even a lady from London,i decided to contact him ogumenspelltemple@gmail.com for help when i told this God sent man DR OGUMEN, on how my lover left me for 4 years without calling nor texting me,When i shared this my sad experience with DR OGUMEN, he said everything would be okay within 2 days i was like am i sure what this man is saying is real,So i decided to give a try and he even surprised me the most at first i was also thinking he was a scam i taught he was like other spell caster who come online to add pain to peoples pain not knowing there feelings but to make money,But this great man DR OGUMEN, is never like that his own is for good and make people to be happy with the one they love,Am just so happy,in 2 days time got a call from a man who has left me for 4 years saying he his sorry and that he wants me back to his life i was so happy,He invited me for a dinner which i meant him there and we both talked and he said he wants to prove that he would never leave me for any other lady again he engaged me and also make me had access to all his account am so happy. All thanks goes to this great man DR OGUMEN a man who has brought back joy to my life,Please friends that needs help i would advice and swear that DR OGUMEN,is the right man and not those fake ones who are online to make money and not to help here is DR OGUMEN, private email: ogumenspelltemple@gmail.com

    ReplyDelete
  95. Testimony On How My Life was Transform through the help of a God-sent Lender..

    Hello everyone, am writing this Testimony because am really grateful for what Oscar James did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email Mr Oscar James via: { oceanfinancials.uk.net@gmail.com } or vista they website: http://oceanfinancialsloanfirm.webs.com/ be free of internet scams. thanks... Marina Luda from Florida, USA.

    ReplyDelete
  96. I'm Martha From USA What a wonderful and a straight forward spell caster that has brought back joy and happiness into my life after i saw a post on how he helped so many people even a lady from London,i decided to contact him ogumenspelltemple@gmail.com for help when i told this God sent man DR OGUMEN, on how my lover left me for 4 years without calling nor texting me,When i shared this my sad experience with DR OGUMEN, he said everything would be okay within 2 days i was like am i sure what this man is saying is real,So i decided to give a try and he even surprised me the most at first i was also thinking he was a scam i taught he was like other spell caster who come online to add pain to peoples pain not knowing there feelings but to make money,But this great man DR OGUMEN, is never like that his own is for good and make people to be happy with the one they love,Am just so happy,in 2 days time got a call from a man who has left me for 4 years saying he his sorry and that he wants me back to his life i was so happy,He invited me for a dinner which i meant him there and we both talked and he said he wants to prove that he would never leave me for any other lady again he engaged me and also make me had access to all his account am so happy. All thanks goes to this great man DR OGUMEN a man who has brought back joy to my life,Please friends that needs help i would advice and swear that DR OGUMEN,is the right man and not those fake ones who are online to make money and not to help here is DR OGUMEN, private email: ogumenspelltemple@gmail.com

    ReplyDelete
  97. I HAVE FOLLOWED MOST OF THESE CRAPS AND GOT SCAMMED. I EVEN SEE SOME OF THEM REWRITING WHAT I WROTE ON THE NET.
    MOST OF THESE PEOPLE TELLING YOU FAKE TESTIMONIES AND FOR YOU TO BEWARE OF THIS AND BEWARE OF THAT ARE BUNCH OF CRAPS AND SCAMS.
    THE ONLY MAN YOU CAN ACTUALLY TRUST ON SPELL IS DR MALAIKA HIS EMAIL IS odogwumalaika@gmail.com, I WOULD HAVE BROUGHT HIM RIGHT HERE IN THE STATES IF POSSIBLE.
    HE DID A WHOLE LOT OF THINGS WHICH I WON’T REALLY MENTION HERE BUT THE MOST OF WHAT HE DID FOR ME WAS HELP ME OUT OF CANCER
    AND ALSO HELPED ME GOT BACK MY JOB AND MY MARRIAGE. HE IS GREAT AND I MET HIM OVER THE INTERNET JUST AS EVERY OTHER PERSON HAS TESTIFIED
    BUT HE IS ACTUALLY REAL AND A VERY GOOD SPELL CASTER. I’M STILL VERY MUCH INDEBTED TO DR MALAIKA FOR SAVING MY LIFE
    AND MY MARRIAGE. I WANT TO LET YA ALL KNOW THAT YOU DON’T HAVE TO TRY ANYBODY ELSE EXCEPT THIS DUDE.
    HIS EMAIL CONTACT IS odogwumalaika@gmail.com THE MOBILE IS +2347065448120

    ReplyDelete

  98. How To Win You Ex Back

    With happiness in my heart sharing this testimony on how my ex Husband is back with the help of a great spell caster Dr Ben who i contacted for help and he give me the best of help and after the spell my Husband was back to me what a great joy today living happy with my Husband all thank to Dr Ben contact him on his via mail okosisi.temple@gmail.com he can help you also or call him on +2348133873774

    ReplyDelete
  99. I'm Martha From USA What a wonderful and a straight forward spell caster that has brought back joy and happiness into my life after i saw a post on how he helped so many people even a lady from London,i decided to contact him ogumenspelltemple@gmail.com for help when i told this God sent man DR OGUMEN, on how my lover left me for 4 years without calling nor texting me,When i shared this my sad experience with DR OGUMEN, he said everything would be okay within 2 days i was like am i sure what this man is saying is real,So i decided to give a try and he even surprised me the most at first i was also thinking he was a scam i taught he was like other spell caster who come online to add pain to peoples pain not knowing there feelings but to make money,But this great man DR OGUMEN, is never like that his own is for good and make people to be happy with the one they love,Am just so happy,in 2 days time got a call from a man who has left me for 4 years saying he his sorry and that he wants me back to his life i was so happy,He invited me for a dinner which i meant him there and we both talked and he said he wants to prove that he would never leave me for any other lady again he engaged me and also make me had access to all his account am so happy. All thanks goes to this great man DR OGUMEN a man who has brought back joy to my life,Please friends that needs help i would advice and swear that DR OGUMEN,is the right man and not those fake ones who are online to make money and not to help here is DR OGUMEN, private email: ogumenspelltemple@gmail.com

    ReplyDelete
  100. What a beautiful and wonderful testimony some time things you don't believe can just happen.my name is Raymond Scott i am from USA .After 5 year of my marriage my wife behavior became so strange and i don't really understand what was going on, she packed out of the house to another man i love her so much that i never dream's of losing her, i try my possible best to make sure that my wife get back to me but all to no avail i cry and i cry seeking for help. i discussed it with my best friend and he promise to help me he told me of a man called DR OJEKERE, he is a very great man and a real man that can be trusted and there is nothing concerning love issues he cannot do that is why they call him DR OJEKERE.I contacted his email address greatestlovespelltemple@gmail.com And i told him everything that happen all he told me that i should not worry that all my problems will be solved immediately. He told me what to do to get my wife back and i did, he said after two days my wife will come back to me and start begging, it really happen i was very surprise and very, very happy our relationship was now very tight and we both live happily again. So my advice for you now is to contact this same email address if you are in any kind of situation concerning love issues and any other things that give you problems. He can use his spell to help you.Again his email address is greatestlovespelltemple@gmail.com

    ReplyDelete
  101. Hello ladies and gentlemen, young and old, if you have problems that money can solve,or you need an urgent loan, you don't have to worry anymore okay, all you have to do is to contact us now via email as luckycreditfinance@gmail.com
    so that we can help you out okay.....
    welcome we love you...
    regards
    Mr Lucky

    ReplyDelete
  102. What a beautiful and wonderful testimony some time things you don't believe can just happen.my name is Raymond Scott i am from USA .After 5 year of my marriage my wife behavior became so strange and i don't really understand what was going on, she packed out of the house to another man i love her so much that i never dream's of losing her, i try my possible best to make sure that my wife get back to me but all to no avail i cry and i cry seeking for help. i discussed it with my best friend and he promise to help me he told me of a man called DR OJEKERE, he is a very great man and a real man that can be trusted and there is nothing concerning love issues he cannot do that is why they call him DR OJEKERE.I contacted his email address greatestlovespelltemple@gmail.com And i told him everything that happen all he told me that i should not worry that all my problems will be solved immediately. He told me what to do to get my wife back and i did, he said after two days my wife will come back to me and start begging, it really happen i was very surprise and very, very happy our relationship was now very tight and we both live happily again. So my advice for you now is to contact this same email address if you are in any kind of situation concerning love issues and any other things that give you problems. He can use his spell to help you.Again his email address is greatestlovespelltemple@gmail.com

    ReplyDelete
  103. What a beautiful and wonderful testimony some time things you don't believe can just happen.my name is Raymond Scott i am from USA .After 5 year of my marriage my wife behavior became so strange and i don't really understand what was going on, she packed out of the house to another man i love her so much that i never dream's of losing her, i try my possible best to make sure that my wife get back to me but all to no avail i cry and i cry seeking for help. i discussed it with my best friend and he promise to help me he told me of a man called DR OJEKERE, he is a very great man and a real man that can be trusted and there is nothing concerning love issues he cannot do that is why they call him DR OJEKERE.I contacted his email address greatestlovespelltemple@gmail.com And i told him everything that happen all he told me that i should not worry that all my problems will be solved immediately. He told me what to do to get my wife back and i did, he said after two days my wife will come back to me and start begging, it really happen i was very surprise and very, very happy our relationship was now very tight and we both live happily again. So my advice for you now is to contact this same email address if you are in any kind of situation concerning love issues and any other things that give you problems. He can use his spell to help you.Again his email address is greatestlovespelltemple@gmail.com

    ReplyDelete
  104. This is to Inform the General public that Danielle Daniel Is currently giving out Xmas loan to Customers at a low interest of 2%. If Interested, go ahead and contact Her on danielledaniels_us.net@hotmail.com


    Fill and return this loan application form asap if interested
    Your Full Name:
    Country:
    Sex:
    Age:
    Telephone:
    Amount Needed:
    Occupation:
    Address
    Date of birth (yyyy-mm-dd)
    Marital status:
    Next Of Kin:
    Monthly Income:
    Loan Duration:
    Have you applied for a Loan Before:

    NOTE:
    This loan firm is based in United States of America and is from a Real source, So this is for serious Loan seekers that are ready to utilize the loan amount and pay back at the agreed period of time. You can contact her directly on her Website: http://danielledaniels.webs.com/
    THANKS

    ReplyDelete
  105. Do you need a loan to start up a business or to pay off your bills?

    I am Martin Grimes a legitimate loan lender created to help people in need of financial assistance for personal, business and other purposes. So are you going through financial difficulties? Or in any financial mess? I am here to help. I give out loan from $ 5,000 to $9,000,000.00 and any other currency at the rate of 3% interest rate. Easy documentation, Quick loan processing, No collateral required, flexible repayment. If you are interested to get a loan from us, please contact us via our email to get your Loan application form and terms and conditions.

    Email: info.martingrimes@gmail.com
    Thank you.

    ReplyDelete

  106. My name is IKENGA IKENGA i am very happy today for what I Doctor IKENGA HAVE done helping the life of people get their ex back and solving their problems with my spell if you need help to help you locate ex back or are you in financial crisis then contact Doctor IKENGA for help via email ghostmoodheelintemple@gmail.com. I can also help you in

    1. GETTING YOUR EX BACK
    2. WINNING LOTTERIES.
    3. CHILD BEARING.
    4. BREAKING OF GENERATION COURSE.
    5. GETTING OF JOB.
    6. JOB PROMOTION.
    7. MONEY SPELL.
    8. SPIRITUAL PROTECTION.
    9. HERBAL CARE.
    10. BEAUTY SPELL.
    once again Email ghostmoodheelintemple@gmail.com

    ReplyDelete
  107. I'm Martha From USA What a wonderful and a straight forward spell caster that has brought back joy and happiness into my life after i saw a post on how he helped so many people even a lady from London,i decided to contact him ogumenspelltemple@gmail.com for help when i told this God sent man DR OGUMEN, on how my lover left me for 4 years without calling nor texting me,When i shared this my sad experience with DR OGUMEN, he said everything would be okay within 2 days i was like am i sure what this man is saying is real,So i decided to give a try and he even surprised me the most at first i was also thinking he was a scam i taught he was like other spell caster who come online to add pain to peoples pain not knowing there feelings but to make money,But this great man DR OGUMEN, is never like that his own is for good and make people to be happy with the one they love,Am just so happy,in 2 days time got a call from a man who has left me for 4 years saying he his sorry and that he wants me back to his life i was so happy,He invited me for a dinner which i meant him there and we both talked and he said he wants to prove that he would never leave me for any other lady again he engaged me and also make me had access to all his account am so happy. All thanks goes to this great man DR OGUMEN a man who has brought back joy to my life,Please friends that needs help i would advice and swear that DR OGUMEN,is the right man and not those fake ones who are online to make money and not to help here is DR OGUMEN, private email: ogumenspelltemple@gmail.com

    ReplyDelete
  108. Hello,I'm from Switzerland i want to thank DR OWAN for what he has done for me in my life,After my lover left me for over 4years without no notice i was so frustrated and confused i never knew what to do until i got in contact with my best friend in UK called Melody, After she told me the great work of DR OWAN how people talk good about him on radio stations and Internet so she gave me the contact email owanspelltemple@gmail.com so I contact DR OWAN, and told him how my lover left me for over 4years,He told me just to be happy that i will have him back to my arms within 48hours,i was like is this real,So mean while i had fate in DR OWAN that he would bring back my lover,Really before the 48hours i got a call from a man who has left me for over 4years begging me for forgiveness,Which i did and he bought me a nice car, And now we are together and he love's me more than anything on this earth and can't do with seeing me a day am so happy and am bringing this great news to the people of Switzerland And all over the world, That there is a man who can bring back happiness to there life am happy today with the one i love. DR OWAN also heal any kind of diseases or sickness. Again his email is owanspelltemple@gmail.com

    ReplyDelete
  109. Hello,I'm from Switzerland i want to thank DR OWAN for what he has done for me in my life,After my lover left me for over 4years without no notice i was so frustrated and confused i never knew what to do until i got in contact with my best friend in UK called Melody, After she told me the great work of DR OWAN how people talk good about him on radio stations and Internet so she gave me the contact email owanspelltemple@gmail.com so I contact DR OWAN, and told him how my lover left me for over 4years,He told me just to be happy that i will have him back to my arms within 48hours,i was like is this real,So mean while i had fate in DR OWAN that he would bring back my lover,Really before the 48hours i got a call from a man who has left me for over 4years begging me for forgiveness,Which i did and he bought me a nice car, And now we are together and he love's me more than anything on this earth and can't do with seeing me a day am so happy and am bringing this great news to the people of Switzerland And all over the world, That there is a man who can bring back happiness to there life am happy today with the one i love. DR OWAN also heal any kind of diseases or sickness. Again his email is owanspelltemple@gmail.com

    ReplyDelete
  110. Good day!!!

    Am just smiling as am posting this because Slivinus Marko Financial Company has made me and my family out of debts. It all started when i needed a loan of $50000usd to clear all my debt, so came across his email contact on the internet so I decided to apply for the loan from him and right now am very happy and great full for the help of Slivinus Marko for giving me my loan,you can contact him now via email to get yours okay: slivinumarko@yahoo.com

    ReplyDelete
  111. We offer secured and unsecured loans to interested individuals and businesses rate.Perhaps low interest loans for debt consolidation, Home improvements, buy a new or used car, a new home, investment / business expansion purposes, or even a vacation required.
    In our loan scheme tagged 'loan under two weeks, every customer both local and international have the guarantee of obtaining a loan from this company in the way of unsecured offshore international finance, which means no collateral is required for this process.
    Interested persons should please provide us with the following information:
    Full Name:
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    Mobile phone:
    Occupation:
    Loan Duration:
    Transparency is what keeps us in the game.
    Sincerely,
    JAMES BARRY (Managing Director)
    Email: jummianloans@hotmail.com

    ReplyDelete
  112. Hello everyone my name is Helen, am here to testify how i was scammed by various loan lender from this site.I was in need of a loan and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.One day a friend of mine introduce me to Omi Jame . He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email{ omijame567@gmail.com }.He told me he will offer me the loan that i only need to comply with them.I did as he told me and without any delay,i received my loan as he earlier promise.Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Omi Jame through his email omijame567@gmail.com . He is a registered reliable loan lender.

    ReplyDelete
  113. I feel happiness to read the content that you are posting. divorce lawyers fairfax va

    ReplyDelete
  114. My heart was crushed in early February this year 2015 and my marriage and Love life was completely muddled and broken down. I was so heart broken and i needed to put an end to the imbroglio that has affected my marriage for the past nine months because i and my kids needed my husband to be back home this Christmas. I knew fully well that I must learn to love myself before anything else and i knew he was meant for me with no doubt, because when we first met till after 14 years of our marriage, he was there for me. After our divorce, without a shadow of a doubt I do felt completely off balance and i was living each day with no direction and very little actual presence of myself. I felt like I was on auto pilot and I was wasting day after day all in pains..And as of February 3rd, he started bringing in all the lies, the other women, etc. I knew I married for bigger reasons so I hope its just the fog of our issues that brought in the uncertainty. I always liked to keep an open mind, because ultimately i just wanted everything to be ok with the 3 of us (my son my husband and myself) And Its has not been easy after all the times he's left. I just didn't want to keep falling deeper into the wrong direction. My divorce totally went into default in FEBRUARY. I was totally frustrated and i needed help from an online spell caster which Priest Omar rendered to me completely. Finally I am writing this testimony to offer my thanks and deep gratitude to you Priest Omar for keeping to your words and your promises in bringing him back to me in just 24 hours of your powerful spell casting, and for using your gifted and great powers to bring him back today the 2nd of November 2015. Its an Amazing experience i had with you priest Omar. Are you out there experiencing same problems in your marriage, then you can reach him on His Email: victorywhitemagicspell@outlook.com.. His Website: http://victorywhitemagicspell.webs.com. you can also call him on his Telephone: +1 863 274 3763.

    ReplyDelete

  115. Hello everyone,My life is back!!! After 5 months of Broken marriage, my husband left me with the kids . I felt like my life was about to end i almost committed suicide, i was emotionally down for a very long time. Thanks to a spell caster called Dr. ETHAN which i met online. On one faithful day, as I was surffing through the internet,Some people testified that he brought their Ex lover back, some testified that he restores womb,cure cancer,and other sickness, some testified that he can cast a spell to stop divorce and so on. i also come across one particular testimony,it was about a woman called Sonia ,she testified about how he brought back her Ex lover in less than 2 days, i contacted the email she drop and i explain all my problems to him, just within 24hrs my Husband came back home begging for fogiveness and now we are happily back together as one. All thanks to Dr. ETHAN, he is the answer to your problems. here's his contact contact website http://deathrevengspell.co.za Email on drethan0@gmail.com or drethan@yandex.com, Call or Whats App him +27629469953

    ReplyDelete
  116. Greetings to you by ADIA.

    We are a France-Paris based investment company known as Avit
    Development Investment Authority working on expanding its portfolio
    globally and financing projects.

    We would be happy to fund and invest with you in any profitable
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    on:avitinvestmentauthority2@gmail.com for more details.

    Looking forward hearing from you soonest.

    Yours truly,
    Mrs Kristina Anderson
    (Personal Assistant)
    Avit Development Investment Authority(ADIA)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  117. HELLO.i am Charly Nancy from London, UK. Here is my amazing testimony about the good works of Dr Ogul in my life. After 9 years in marriage with my lovely wedded husband Steven, he divorced me and got separated from me and my kids, and left home to another lady. I did all i could to get him back, but they all proved abortive. Until one faithful day, an old friend of mine Jessica, who work at the same company with me, told me about a great spell caster on the Internet who helped her in a similar issue and also with financial problems too. At first, i doubted it, but I decided to give it a try. When i contacted him, he helped me cast a powerful binding lovers spell, and within 48 hours, my ex husband came back, pleading and apologizing to me, that he is so sorry for hurting me and my kids, and I forgive him. Today, we are so happy together, with abundant love, joy, happiness and riches. With our 3 kids, a boy and two girls. You too can contact this great and amazing spell caster today, on any problems you having now, via his private email: doctorogul@gmail.com Thank you so much great one, I won't forget your good works on my family.

    ReplyDelete
  118. DO YOU NEED AN URGENT XMAS LOAN, A LOAN TO START UP A NEW LINE OF BUSINESS CONTACT US NOW VIA EMAIL: fredcollinsloanoffer@gmail.com


    Dear Applicant,
    i am Mr. Fred Collins a private loan lender, who gives out loan in a very low interest rate of 2%. we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I give out loans from the range of $5,000USD- $90,000,000.00USD in both Dollars Euro and Pounds at a 2% interest rate. Duration of 1- 15 years depending on the amount you need as loan. contact us via email: fredcollinsloanoffer@gmail.com
    NOTE:we give out loan in any country

    ReplyDelete
  119. Hello everyone, My name is Mark Zareas, I am from the New Jersey, United State, am here to testify of how i got my Xmas loan from Ani Blentley Loan Company (aniblentleyloancompany@yahoo.com) a God fearing and honestlending company after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mrs Ani Blentley the C.E.O of Ani Blentley Loan Company who promised to help me with a loan of my desire and she really did as she promised without any form of delay, I never thought there are still reliable loan lenders until i met Mrs Ani Blentley who really helped me with my loan and changed my life for the better.All gratitude goes to Mrs Ani Bentley a God sent Loan Lender for giving a meaning to my life when i had lost all hope so i made a vow to my self that i will keep testifying on the internet on how i got my loan. I don't know if you are in need of an urgent loan also, So feel free to contact Mrs Ani Blentley on her email address: {aniblentleyloancompany@yahoo.com} for help,she is kind hearten.

    I remain Mark Zareas

    ReplyDelete
  120. I am writing this Testimony because am really grateful for what BARRY MORE did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 3%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email Mr Barry via: { barrymoreloans12@hotmail.com } or call (234)8136234670 and be free of internet scams. thanks... Kathie Roper from California, USA.

    ReplyDelete

  121. (MUST READ: HOW I GOT MY HUSBAND BACK AFTER DIVORCE)
    I am from Norway, i want to testify of how i got back my husband after he divorce me, I and my husband got married 6yrs ago and live together for 9yrs, we have lived as a one happy family with two kids, 8 months ago my husband started behaving strangely, i suspected he was going out with another woman, when i confronted him about it, he shout at me and it led to quarelling and fighting.He filed a divorce against me, i was so confused and totally devastated, i tried all i could to get him back but all to no avail until i saw a post in a relationship forum about a love spell caster called Dr Shiva who cast love spell to help people to regain back lost love in relationship and marriages, at first i doubted if it was true but later i decided to give it a try, when i contacted Dr Shiva via email (reunitingexspell@yahoo.com)and explain my problems to him, he helped me and cast a re-union love spell and my husband come back to me within 48hours,i was so suprise and i never thought it could work so fast but now i am a living testimony of Dr Shiva and i will continue to share this goodnews to the entire world for what Dr Shiva did for me.You can contact this love spell caster for your relationship or marriage problems via email reunitingexspell@yahoo.com Goodluck

    ReplyDelete
  122. TESTIMONY ON HOW I GOT MY LOAN FROM THIS GREAT COMPANY AS A SINGLE MUM

    My name is Mrs. Happy Traveler. I live in USA Las Vegas and I am a happy woman today as I speak , I told my self that any loan company or lender that could change this broken life of mine and that of my family , I will refer any person that is looking for loan to Them. They gave happiness to me and my family, I was in need of a loan of $75,000 USD on October 12 2015 and I got my loan within 72 hours without stress They are indeed God fearing people, working with a reputable loan company. if you are in need of a loan and you are 100% sure to pay back the loan please contact them today and please tell them that I Mrs.Happy Traveler referred you to them you can reach them via email;………(williaminvestmentslimited@outlook.com )………………………I wish you good luck thanks and may God almighty bless you ….

    ReplyDelete
  123. When the woman I love broke up with me, my world fell apart. I had gone to several casters and I got no results or insufficient ones. I found drabubakarlovespell@gmail.com and gave another try to retrieve my lover and restore the passionate relationship I had with him. I’m glad I did and trusted him. he performed a spiritual cleansing to banish negative energies and cast a love spell. After 2 weeks, the woman I missed dearly started to call me and told me few days ago that he still loves me and wants to try again. Thank you, you can also contact him on drabubakarlovespell@gmail.com thanks maury

    ReplyDelete
  124. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  125. if you need a loan or urgent financial assistance, do not worry yourself anymore, contact the world leading loan firm now via email johnlutherloanfirm1@outlook.com and you will get your loan peacefully.
    no matter your present financial situation, contact me now johnlutherloanfirm1@outlook.com and you will get your loan
    thanks

    ReplyDelete

  126. Good Day Everyone.
    Am here to share my testimony what a Good trusted lady did for me. My name is Christopher Oliver am from Virginia USA and

    I'm a mother of 3 kids and i lost my husband last year June 2nd and things where very hard for me and my children so when I

    was online to seek for a loan and i fall in the hands of scam, i was scam over $10,000.00 dollars, all my Husband access

    where taken away from us by his brothers, all hope was lost and i and my kids where sleeping in the street on till one

    faithful day when i met this friend of my who introduced me to this honest company who helped me get a loan in next 24 hours

    without any Daley, i will forever be grateful to Mrs. Shenelle Williams, you can contact her via email:

    s.williams222@outlook.com. she did not know am doing this for her,but i just have to do it because a lot of people are out

    there who are in need off a loan. Contact with her ASAP

    ReplyDelete
  127. Attention Everyone,
    I am Mrs Stella Mavis the managing director of EASY FINANCIAL LOAN FIRM PLC,we are Christians organization set up for the purpose of granting short term and long term loan to the next privilege who are in need of financial support to meet their goals in life. We offer affordable loan with low interest rate of 3% to borrowers,we also give out loan in different currency such as Dollars,Pounds,Rands,Euro etc. Our loan program includes,Mortgages Loan! Consolidation Loans! Home Loans! Business Loans and Bad Credit Loans! Commercial Loans,! Start-up- working capital Loans! Construction Loans! Car Loans! Hotel Loans! Xmas Loans! Education Loan!. If interested kindly contact us today via email easyfinancial_loanfirmplc@outlook.com for more information regarding our loan programs,we await your swift responds to our loan advert.
    Kinds Regards,
    Mrs Stella Mavis.

    ReplyDelete
  128. HOW I GOT MY LOAN FROM THIS GREAT COMPANY
    billloanscompany@gmail.com
    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Bill Gate the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Bill Gate if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (billloanscompany@gmail.com) No credit check, no co signer with just 3% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Bill Gate today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc

    Email..........(billloanscompany@gmail.com )
    When it comes to financial crisis and loan then Bill Gate loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  129. i"m ERICA, i want to share a very wonderful testimony about Dr OBOITE the spell caster who help me get my ex back when he left me for another lady, i contacted so many spell caster but non could help me bring him back until i contacted Dr OBOITE and explain everything to him, he told me not to worry cause i am going to get him back in just 24hrs with love-spell, power of his gods and forefathers, i trusted in him and did everything he ask me to do, i hopefully wait for the result to my greatest surprise my ex called me and apologize for the pains he has cause me,now we are both happy together and even more in love than before, if you are out there and you are looking for a solution to any problem kindly contact Dr OBOITE through his email address on : Oboitespelltemple2@gmail.com

    ReplyDelete
  130. i"m ERICA, i want to share a very wonderful testimony about Dr OBOITE the spell caster who help me get my ex back when he left me for another lady, i contacted so many spell caster but non could help me bring him back until i contacted Dr OBOITE and explain everything to him, he told me not to worry cause i am going to get him back in just 24hrs with love-spell, power of his gods and forefathers, i trusted in him and did everything he ask me to do, i hopefully wait for the result to my greatest surprise my ex called me and apologize for the pains he has cause me,now we are both happy together and even more in love than before, if you are out there and you are looking for a solution to any problem kindly contact Dr OBOITE through his email address on : Oboitespelltemple2@gmail.com

    ReplyDelete
  131. This is in fact a wonderful post, the piece of writing has really allured me, and you have given a definite idea of this issue. Nice!! Pocklington Law Offices

    ReplyDelete
  132. I’m Christina Mills by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr. Peter Jackson who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: peterjacksonloan@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish evenr my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr. Peter Jackson, i pray that God should give him long life.

    God bless him forever.

    Christina Mills

    Testimony on how i got my loan

    ReplyDelete
  133. Hello,I'm from Switzerland i want to thank DR OWAN for what he has done for me in my life,After my lover left me for over 4years without no notice i was so frustrated and confused i never knew what to do until i got in contact with my best friend in UK called Melody, After she told me the great work of DR OWAN how people talk good about him on radio stations and Internet so she gave me the contact email owanspelltemple@gmail.com so I contact DR OWAN, and told him how my lover left me for over 4years,He told me just to be happy that i will have him back to my arms within 48hours,i was like is this real,So mean while i had fate in DR OWAN that he would bring back my lover,Really before the 48hours i got a call from a man who has left me for over 4years begging me for forgiveness,Which i did and he bought me a nice car, And now we are together and he love's me more than anything on this earth and can't do with seeing me a day am so happy and am bringing this great news to the people of Switzerland And all over the world, That there is a man who can bring back happiness to there life am happy today with the one i love. DR OWAN also heal any kind of diseases or sickness. Again his email is owanspelltemple@gmail.com

    ReplyDelete
  134. who ever is reading this testimony today should please celebrate with me
    and my family because it all started like a joke to some people and others
    said it was impossible. my name is john i live in Chicago i am happily
    married with two kids and a lovely wife something terrible happen to my
    family along the line, i lost my job and my wife packed out of my house
    because i was unable to take care of her and my kids at that particular
    time. i manage all through five years, no wife to support me to take care
    of the children and there come a faithful day that i will never forget in
    my life i met an old friend who i explain all my difficulties to, and he
    took me to a spell caster and and the name of the temple is called, DR
    Okundonor, i was assure that everything will be fine and my wife will come
    back to me after the wonderful work of Dr Okundonorgreatspell, my wife
    came back to me and today i am one of the richest man in my country. i
    advice you if you have any problem email him with this email:
    dr.okundonorgreatspellcaster10@gmail.com and you will have the best result. take
    things for granted and it will be take from you. i wish you all the best.

    Contact: dr.okundonorgreatspellcaster10@gmail.com
    dr.okundonorgreatspellcaster10@gmail.com , or call he with this phone number,
    +2348137828640

    ReplyDelete
  135. NOW I DON’T WANNA TALK ABOUT MY LIFE BUT I HAVE FOLLOWED MOST OF THESE CRAPS AND GOT USED.
    MOST OF THESE PEOPLE TELLING YOU BEWARE THIS BEWARE THAT ARE BUNCH OF CRAPS AND SCAMS.
    I SEE MOST OF THEM COPYING AND EDITTING MY TESTIMONY TO SCAM YOU BUT YOU HAVE TO BE DAMN SURE..
    THE ONLY MAN YOU CAN ACTUALLY TRUST ON SPELL IS DR MALAIKA HIS EMAIL IS odogwumalaika@gmail.com,
    I WOULD HAVE BROUGHT HIM RIGHT HERE IN THE STATES IF POSSIBLE.
    HE DID A WHOLE LOT OF THINGS WHICH I WON’T REALLY MENTION HERE BUT THE MOST OF WHAT HE DID FOR ME WAS HELP ME OUT OF CANCER
    AND ALSO HELPED ME GOT BACK MY JOB AND MY MARRIAGE. HE IS GREAT AND I MET HIM OVER THE INTERNET JUST AS EVERY OTHER PERSON HAS TESTIFIED
    BUT HE IS ACTUALLY REAL AND A VERY GOOD SPELL CASTER. I’M STILL VERY MUCH INDEBTED TO DR MALAIKA FOR SAVING MY LIFE
    AND MY MARRIAGE. I WANT TO LET YA ALL KNOW THAT YOU DON’T HAVE TO TRY ANYBODY ELSE EXCEPT THIS DUDE.
    HIS EMAIL CONTACT IS odogwumalaika@gmail.com THE MOBILE IS +2347065448120

    ReplyDelete
  136. How to get your ex husband back
    My name is Jessica Ruiz from Florida I have to give this miraculous testimony, which is so unbelievable until now. I had a problem with my Ex husband 2years ago, which lead to our break up. when he broke up with me, I was not my self again, i felt so empty inside me, my love and financial situation became worst, until a close friend of mine Lucy told me about a spell caster who helped her in the same problem too his name is Dr Shiva at hinduspelltemple@yahoo.com . I email Dr Shiva the spell caster and i told him my problem and i did what he asked of me, to cut the long story short. Before i knew what was happening my husband gave me a call and told me that he was coming back to me in just 2days and was so happy to have him back to me. We have two kids together and we are happy with ourselves. Thanks to Dr Shiva hinduspelltemple@yahoo.com for saving my relationship and for also saving others own too. continue your good work, If you are interested to contact him and testify this blessings like me, the great spell caster email address is hinduspelltemple@yahoo.com you are the best among all the spell caster online I hope you see my testimonies and also pray for my family too
    Or Check Out His Web site at http://hinduspelltemple.wix.com/hinduspelltemple

    ReplyDelete
  137. Dear Applicant,
    i am Mr. Johnson Devlin a private loan lender, who gives out loan in a very low interest rate of 3%. we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I give out loans from the range of $5,000USD- $90,000,000.00USD in both Dollars Euro and Pounds at a 3% interest rate. Duration of 1- 15 years depending on the amount you need as loan. contact us via email: devlinloanfirm@yahoo.com

    ReplyDelete
  138. Dear Applicant,
    i am Mr. Johnson Devlin a private loan lender, who gives out loan in a very low interest rate of 3%. we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I give out loans from the range of $5,000USD- $90,000,000.00USD in both Dollars Euro and Pounds at a 3% interest rate. Duration of 1- 15 years depending on the amount you need as loan. contact us via email: devlinloanfirm@yahoo.com



    Dear Applicant,
    i am Mr. Johnson Devlin a private loan lender, who gives out loan in a very low interest rate of 3%. we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I give out loans from the range of $5,000USD- $90,000,000.00USD in both Dollars Euro and Pounds at a 3% interest rate. Duration of 1- 15 years depending on the amount you need as loan. contact us via email: devlinloanfirm@yahoo.com


    Dear Applicant,
    i am Mr. Johnson Devlin a private loan lender, who gives out loan in a very low interest rate of 3%. we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I give out loans from the range of $5,000USD- $90,000,000.00USD in both Dollars Euro and Pounds at a 3% interest rate. Duration of 1- 15 years depending on the amount you need as loan. contact us via email: devlinloanfirm@yahoo.com

    ReplyDelete
  139. Hi. I am Jerry Walker From (USA) in my office there was a Divorce woman approx 35 years old, after my wife death she came closer to me and slowly we started an affair she is very pretty and beautiful and I really love her as I used to love my wife she also loves me as her husband we were living together at my home from last Eight months everything was going on very good I was very happy but before two months she started ignoring me and she left my home and whenever I call her she gives me an excuse and finally before 25 days she said to me that she can’t do it further she does not love me, I was shocked what happened my heart was broken and literally I cried too much on that day I was mad nothing was right I tried to convinced her a lot but everything was useless, I can’t describe my situation but by chance I got the help of DR OWAN owanspelltemple@gmail.com on Internet I didn't believe at starting but I did not have any option so I talked to DR OWAN he gave me 48 hours time to complete my work and he said that she will come back herself it happened as he claimed I am very grateful to DR OWAN we are now happy as ever before,DR OWAN make her know how much we are meet to be together. If you are there having any problems in your relationship...you have to hurry up and get it touch with DR OWAN is there to help you.His email owanspelltemple@gmail.com

    ReplyDelete
  140. Hi. I am Jerry Walker From (USA) in my office there was a Divorce woman approx 35 years old, after my wife death she came closer to me and slowly we started an affair she is very pretty and beautiful and I really love her as I used to love my wife she also loves me as her husband we were living together at my home from last Eight months everything was going on very good I was very happy but before two months she started ignoring me and she left my home and whenever I call her she gives me an excuse and finally before 25 days she said to me that she can’t do it further she does not love me, I was shocked what happened my heart was broken and literally I cried too much on that day I was mad nothing was right I tried to convinced her a lot but everything was useless, I can’t describe my situation but by chance I got the help of DR OWAN owanspelltemple@gmail.com on Internet I didn't believe at starting but I did not have any option so I talked to DR OWAN he gave me 48 hours time to complete my work and he said that she will come back herself it happened as he claimed I am very grateful to DR OWAN we are now happy as ever before,DR OWAN make her know how much we are meet to be together. If you are there having any problems in your relationship...you have to hurry up and get it touch with DR OWAN is there to help you.His email owanspelltemple@gmail.com

    ReplyDelete

  141. I have to keep you updated because I'm simply AMAZED at the results of this spell you performed for me. Everything is going so well and EXACTLY how you said it would be. Even though it took 5 months to fully progress, it was so worth it because things are just about at perfection! How you took my situation and completely turned it around to give me exactly what I wanted is beyond me, but something I will never question and just be completely grateful for coming across you. Bless you for helping so many people get what their heart desires. You truly gifted! you can also contact him for via: prophetjameshomeofanswer@hotmail.com or cell phone +2347035825346.

    ReplyDelete
  142. It feels awe-inspiring to read such informative and distinctive articles on your websites.Michael H. White

    ReplyDelete
  143. NOW I DON’T WANNA TALK ABOUT MY LIFE BUT I HAVE FOLLOWED MOST OF THESE CRAPS AND GOT USED.
    MOST OF THESE PEOPLE TELLING YOU BEWARE THIS BEWARE THAT ARE BUNCH OF CRAPS AND SCAMS.
    I SEE MOST OF THEM COPYING AND EDITTING MY TESTIMONY TO SCAM YOU BUT YOU HAVE TO BE DAMN SURE..
    THE ONLY MAN YOU CAN ACTUALLY TRUST ON SPELL IS DR MALAIKA HIS EMAIL IS odogwumalaika@gmail.com,
    I WOULD HAVE BROUGHT HIM RIGHT HERE IN THE STATES IF POSSIBLE.
    HE DID A WHOLE LOT OF THINGS WHICH I WON’T REALLY MENTION HERE BUT THE MOST OF WHAT HE DID FOR ME WAS HELP ME OUT OF CANCER
    AND ALSO HELPED ME GOT BACK MY JOB AND MY MARRIAGE. HE IS GREAT AND I MET HIM OVER THE INTERNET JUST AS EVERY OTHER PERSON HAS TESTIFIED
    BUT HE IS ACTUALLY REAL AND A VERY GOOD SPELL CASTER. I’M STILL VERY MUCH INDEBTED TO DR MALAIKA FOR SAVING MY LIFE
    AND MY MARRIAGE. I WANT TO LET YA ALL KNOW THAT YOU DON’T HAVE TO TRY ANYBODY ELSE EXCEPT THIS DUDE.
    HIS EMAIL CONTACT IS odogwumalaika@gmail.com THE MOBILE IS +2347065448120

    ReplyDelete
  144. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  145. Hello,
    Are you a man or a woman you have been looking for a loan? To expand your
    business or setting up your own business or to pay off your debt or house
    rent if so then we are your answer, We offer loan from $5,000.00 to the
    maximum of $500,000,000.00 dollars with any duration that you can afford.Also give loans out in all currency.
    and any type of loan requested by the customer must be such as:

    *Personal Loan
    * Business Loan
    * Private loan
    contact us via email:joshhockeyscompany247@gmail.com
    and you will be glad in return

    ReplyDelete

  146. Need an Instant loan @2% rate? Do you need finances to finance your
    business? Are you in need of financial assistance? Have you thought of
    obtaining a loan? Probably you have been turned down by your local
    banks.to apply COMPOSE A NEW MESSAGE E-mail:
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    fill the following form to apply

    You consultancy to fill in and send back details below ..

    Your name: ______________________
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    Is the application for a loan before: ________________
    If the application for a loan before, where treated fairly? where the
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    promted to forward all your sequel response to our company email (paulmorrismortgage@gmail.com )

    NOTE:You shall receive the loan conditions and terms once we received your
    filled loan form so i look forward to hearing from you.

    Best Regards

    Mr Paul Morrison

    ReplyDelete
  147. if you need a loan or urgent money let me know and i will help you out, i offer loan to anyone who is in need of money for business, to pay bills, to buy properties e.t.c.
    no matter the loan you need just contact me now via email johnlutherloanfirm1@outlook.com and i will help you out and give you a loan at cheap and affordable interest rate.
    welcome and regards.
    to get your loan contact johnlutherloanfirm1@outlook.com

    ReplyDelete
  148. An amazing testimony on a spell caster who brought my wife back to me..
    My name is Destiny Mark, i live in CANADA, and I'm happily married to a lovely and caring wife, with two kids. A very big problem occurred in my family five months ago, between me and my wife. so terrible that she took the case to court for a divorce.she said that she never wanted to stay with me again, and that she didn't love me anymore. So she packed out of my house and made me and my children passed through severe pain's. I tried all my possible means to get her back, after much begging, but all to no in Vail. and she confirmed it that she has made her decision, and she never wanted to see me again. So on one evening, as i was coming back from work, i met an old friend of mine who asked of my wife. So i explained every thing to her, so she told me that the only way i can get my wife back, is to visit a spell caster called dr,uguel because it has really worked for her too. So i never believed in love spell, but i had no other choice, than to follow her advice. Then she gave me the email address of the spell caster dr,uguel whom she visited. DRUGUELSPELLHOME1@GMAIL.COM}. So the next morning, i sent a mail to the address she gave to me, and the spell caster assured me that i will get my wife back the next day. What an amazing statement!! I never believed, so he spoke with me, and told me everything that i need to do. Then the next morning, So surprisingly, my wife who didn't call me for the past seven {5}months, gave me a call to inform me that she will be coming back home. So Amazing!! So that was how she came back that same day, with lots of love and joy, and she apologized for her mistake, and for the pain she caused me and my children. Then from that day, our relationship was now stronger than how it were before, by the help of a spell caster dr,uguel. So, i will advice you out there to kindly visit the same website {DRUGUELSPELLHOME1@GMAIL.COM},if you are in any condition like this, or you have any problem related to "bringing your ex back.
    So thanks to the DR, UGUEL for bringing back my wife, and brought great joy to my family once again. {DRUGUELSPELLHOME1@GMAIL.COM OR DRUGUELSPELLHOME@YAHOO.COM}
    Thanks... destiny mark.

    ReplyDelete
  149. UMONDIA ALEX
    13 August 2015 at 21:14

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    ReplyDelete
  150. I am here to give testimony of how I got back my husband who left me over 2 months now, we got married for more than 5 years and have gotten just one kid. thing were going well with us and we are always happy. until one day my husband started to behave in a way I could not understand, I was very confused by the way he treat me and the kid. later that month he did not come home again and he called me that he want a divorce, I asked him what have I done wrong to deserve this from him, all he was saying is that he want a divorce that he hate me and do not want to see me again in his life, I was mad and also frustrated do not know what to do, i was sick for more than a weeks because of the divorce. I love him so much he was everything to me without him my life is incomplete. So I decided to tell my co-worker and when I told her shell told me that there is a Psychic spell caster named Dr happy that I should contact him that he can solve my problems. So she gave me his email and his website and I contacted Dr happy and explained everything that has happen to him. And he only tell me not to worry that my husband was going to come back to me just as he left I thought it was a joke. But it was a surprise to me when it happen the way Dr happy said it. Now I am a leaving testimony to what Dr happy can do. So if you are passing through similar problem just as I was you can as well contact Dr happy I know he will still solve your problem as well. Here is Dr happy email happylovespell2@gmail.com

    ReplyDelete
  151. After 9 years in marriage with my hubby with 3 kids, my husband started going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until an old friend of mine told me about a spell caster on the internet called DR. ADIMA who help people with their relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contacted him, he helped me cast a love spell and within 24hours my husband came back to me and started apologizing, now he has stopped going out with ladies and he is with me for good and for real. Contact this great spell caster for your relationship or marriage problem and all kinds of problem you find difficult to resolve and he will put a lasting solution to it. He can also cure HERPES with 100% guarantee. Here is his email address, dradimalovespell@gmail.com Good-luck to you. dradimalovespell@gmail.com

    ReplyDelete
  152. http://cgi.stanford.edu/group/columbae/cgi-bin/directory.pl?db=contact.db&target=&add=Add+a+new+Record

    ReplyDelete

  153. How I Got My Loan Today!!!


    Hello everyone,

    I am Matt Sato Corkerin by name, am writing this Testimony because am really grateful for what James Morris did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { jamesmorrisfundsoffer@gmail.com} and be free of internet scams. thanks… Matt Sato Corkerin from California, USA.

    E_mail: jamesmorrisfundsoffer@gmail.com

    ReplyDelete
  154. I RECEIVED A LOAN FROM ATLANTA FINANCIAL SERVICES atlantafinancialservices@gmail.com

    I'm Saundra Davis by name, I'm from Sacramento, California. i have been looking forward for a genuine loan company for the past 2 months and all i got was group of scams who made me to trust them until i met a honest and truthful lending company ATLANTA FINANCIAL SERVICES (atlantafinancialservices@gmail.com), they duped me of $5000 without giving anything in return, all my hope was lost, i got confused and frustrated, i found it very difficult to feed my family, i swear i would never have anything to do with loan companies on net again and never trusted any loan company again since i was scammed. So i went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, though i never believed but i tried and to my greatest surprise my loan was granted to me within 48 hours, i couldn't believe it, i am happy and rich again and I thank God and am glad that despite the scams and ripoffs, a genuine company like this still exist. Please i advise everyone out there who are in need of a loan and can be reliable, trusted and capable of paying back at the due time of funds to contact (atlantafinancialservices@gmail.com) and be free from scams on the internet. they will never disappoint you. Contact email: atlantafinancialservices@gmail.com

    Thank you for reading.

    ReplyDelete
  155. My name is Cecilia Lugard from UK, what a great happiness in my life, i do not think of playing with my own child one day, i give a great thanks to dr uduga who make me a woman again and remove the shame on me i was barren for 6 years after our wedding i was really worried because everyday my husband keep saying that how can a man marry and the woman can not produce a child for the man even all the people i called my friends were laughing at me anytime i called my neighbor`s son to go message for me so i was thinking what to do next because i have already makeup my mind that i will do anything to get a child for my husband so i went to see my cousin sister so i told her to help she said know problem i should live everything for her so after 3days she called me and said i should come to her house when i got there she gave me a cell number and said call him anything he say do it and go relax your self and live the rest for him so i contacted the great man and he told me what to do and i do it accordingly so after some few months have passed a wonderful thing happen to me O MG i am very happy now with my husband and my new born baby once again thank you dr uduga for the great work you have done in my life, God will give you more strength to help people who needs help my friends out there don't keep it to your self alone if his contact is needed here via email : udugatempleofsolution@gmail.com or cell number +2348073688823

    ReplyDelete
  156. Very interesting! This work is really satisfactory for us. Thanks attorneyzuniga.com

    ReplyDelete
  157. I’m Sandra Vindigni by name, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mrs Claudia Crayton ( A God fearing lady ) who lend me a loan of $45,000 under 72 working hours without any stress. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loam, If you are in need of any kind of loan just contact her now via: claudiacraytonloancompany@yahoo.com, I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: ( claudiacraytonloancompany@yahoo.com ) i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mrs Claudia Crayton, i pray that God should give her long life and she is kind hearten

    Sandra Vindigni

    ReplyDelete
  158. Hello every one out here....
    My name is Mandy Laira am from USA. i want to use this opportunity to thank my great spell caster who really made my life a pleasurable one today. This great man Dr. Ogbefi brought my husband back to me, i had three lovely kids for my husband, about four years ago i and my husband has been into one quarrel or the other until he finally left me for one lady. i felt my life was over and my kids thought they would never see their father again. i tried to be strong just for the kids but i could not control the pains that torments my heart, my heart was filled with sorrows and pains because i was really in love with my husband. Every day and night i think of him and always wish he would come back to me, until one day i met a good friend of mine that was also in a situation like me but her problem was her ex-boyfriend who she had an unwanted pregnancy for and he refused to take responsibility and dumped her. she told me that mine was a small case and that i should not worry about it at all, so i asked her what was the solution to my problems and she gave me this great man email address. i was doubting if this man was the solution, so i contacted this great man and he told me what to do and i deed them all, he told me to wait for just two day and that my husband will come crawling on his kneels just for forgiveness so i faithfully deed what this great man asked me to do and for sure after two days i heard a knock on the door, in a great surprise i saw him on his kneels and i was speechless, when he saw me, all he did was crying and asking me for forgiveness, from that day, all the pains and sorrows in my heart flew away,since then i and my husband and our lovely kids are happy.that's why i want to say a big thank you to solutionoflovespelltemple@hotmail.com. This great man made me to understand that there is no problem on earth that has no solution so please if you know that you have this same problem or any problem that is similar, i will advise you to come straight to this great man. you can email him at: solutionoflovespelltemple@hotmail.com

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  160. Welcome To George Clydesdale Loan Service….

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

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  161. My love toward my husband hurts, since the day I took the risk and confronted one of his mistress, life was unbearable and it was clear he loves her more than me because he totally changed, and fought with me for confronting her instead of apologizing to me, he left the house for two weeks, froze my account and even served me with a divorce papers through his lawyer. I didn’t know it will get to that, I was disappointed and lost hope on trust, I thought I could have let them be, so I can save my marriage, I was at the verge of losing everything including our house. I needed to do something because I was almost running crazy, no chance to chill, I had only one option to find instant solution before it all disappears. I searched everywhere I could until I met Dr. Ogudugu on the internet with this email: (GREATOGUDUGU@GMAIL.COM), people really talked good about him and I was bold to ask him for one. Well, am glad he did at the end my husband came back on his knees, after the spell, begging for forgiveness. From what I have studied lately, my husband has indeed changed and become lovely. We never mentioned or even thought about divorcing again. Am so grateful for Dr. Ogudugu’s help.

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  162. Hello Are you looking for a business loan, personal loan, home loan, auto loan, student loan, debt consolidation loan, unsecured loan, venture capital etc... OR Were you refused a loan by a bank or any financial institution for one or more reasons. You are in the right place for your loan solutions! We are Christian loan organization,we give out loan to those that are in need of it positively, and also those that are trust worthy,we also grant out loans to companies and individuals at a low and affordable interest rate of 3% Interest please contact us via email:ecloans87@yahoo.com

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  163. I’m Sandra Vindigni by name, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mrs Claudia Crayton ( A God fearing lady ) who lend me a loan of $45,000 under 72 working hours without any stress. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loam, If you are in need of any kind of loan just contact her now via: claudiacraytonloancompany@yahoo.com, I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: ( claudiacraytonloancompany@yahoo.com ) i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mrs Claudia Crayton, i pray that God should give her long life and she is kind hearten

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  166. Welcome To George Clydesdale Loan Service….

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @3% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: {clydesdaleloancompany@yahoo.com or clydesdaleloancooperation@hotmail.com} or Tel: +1(347) 708-8926

    So we await to hear from you soon.
    Thanks for your cooperation
    George Clydesdale...

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  167. am ivana from united state i want the world to know a great man that is well known as Dr.zaza, he has the perfect solution to relationship issues and marriage problems. The main reason why i went to Dr zaza was for solution on how i can get my husband back because in recent times i have read some testimonies on the internet which some people has written about Dr zaza and i was so pleased and i decided to seek for assistance from him on his email [greatspiritualmotaltemple@gmail.com] which he did a perfect job by casting a spell on my husband which made him to come back to me and beg for forgiveness.I will not stop publishing his name on the net because of the good work he is doing. I will drop his contact for the usefulness of those that needs his help should contact him via email [greatspiritualmotaltemple@gmail.com ] You can contact him today and get your problem solved.

    ivana
    ciriacciivana@gmail.com

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  169. Hello everyone My name is Kathy Harman From USA Texas. This my promise to share testimony on how Dr Akereco help me get my ex-boyfriend back. My boyfriend dumped me 5 months ago after I caught him of having an affair with someone else and insulting him. I want him back in my life but he refuse to have any contact with me. I was so confuse and don't know what to do, so I visited the INTERNET for help and I saw a testimony on how Dr Akereco help people to get their ex back so I contact him drakerecospellcaster@gmail.com and explain my problems to him, he cast a spell for me and assure me of 48hrs that my ex will return to me and to my greatest surprise the third day my Alex came knocking on my door and beg for forgiveness. I am so happy that my lover is back again and not only that, we are about to get married. Once again thank you Dr Akereco you are truly talented and gifted contact his email: drakerecospellcaster@gmail.com

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